The Team

The Team

Introducing our leadership team

Experts in our field, working to deliver a seamless risk analysis service to our clients

Andrew Pullman

Founder and Managing Director
The collective advantage of combining expertise and data
Andrew has witnessed the transformation of the environmental risk sector at first hand, understanding that client decision making is driven collectively by both industry expertise and best of breed data. He has an established reputation for delivering high quality risk management solutions across the finance and commercial property industries. Andrew leads D-Risk’s commercial strategy and oversees programme and project delivery for our valued clients. He thrives on developing people, nurturing client relationships, and bringing together the right individuals to solve problems and create new opportunities. Prior to D-Risk, Andrew co-founded, and continues to direct, a successful independent environmental risk advisory firm, challenging the traditional environmental consultancy market.

Oliver Baldock

Product Development & Innovation
Innovator with 20 years’ experience in environmental modelling
With over 20 years’ experience in environmental risk modelling, Oliver is D-Risk’s product development specialist. He provides bespoke client solutions, interfacing with software development and database teams. This results in finding routes to the commercialisation and enrichment of geospatial data. Previous experience includes focus on land contamination and groundwater systems and the implementation of Geographic Information Systems (GIS) in environmental analysis. Oliver is driven to innovate and created D-Risk’s innovative Environmental Risk Screening Report for commercial mortgage lenders, the first product of its kind to incorporate climate-related financial risks.

Aaron Jones

Flood Risk & Climate Change Lead
Commercial flood
risk expert
D-Risk’s flood risk expert, Aaron provides invaluable insight and thought leadership in flood risk consequence analysis. He has spearheaded the development and implementation of non-damage indicators for portfolio-scale commercial real estate. Aaron is a pioneer in flood analysis and mitigation, having worked on the design and installation of flood defence measures on some of the UK’s most critical infrastructure assets.He helps our clients to understand what the various flood risk maps and datasets are telling them and provides the flood risk expertise and interpretation within our environmental risk screening products.

Adam Harmer

Practising solicitor with over 15 years of conveyancing & underwriting experience
In 2006 Adam transferred his skills and knowledge to the legal indemnity market as a commercial underwriter for First Title Insurance Company. In January 2011 Adam joined CLS as a Lead Underwriter having been approached to assist the Underwriting Director in setting up a commercial underwriting team and progressed to Senior Underwriter during this time. Adam, in his role as Senior Underwriter, was tasked with leading a team of underwriters to further develop and grow the legal indemnity offering of CLS and to develop a new product which utilises the IT and data available to CLS.

Lorenzo Tejada-Orrell

Passionate about innovation
An entrepreneur and company founder, Lorenzo started his career at Apple and transitioned into the entrepreneurial realm in early 2011, establishing, capital raising and launching several businesses. Lorenzo has operated in the property indudustry for a number of years and currently sits on the board of CLS as Chief Innovation Officer. Specialities include: Innovation, leadership, strategy, product development and big data.

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